consumer_email,original_balance,principal_balance,dpd,past_due_amount,account_type,account_phase,last4ssn,creditor_reference,charge_off_date,first_name,last_name,phone,address_zip
member1@example.com,5280.00,5280.00,78,640.00,credit_card,intercept,4321,DEMO-00001,2026-06-15,Marcus,Williams,+15125550101,78701
member2@example.com,12400.00,11800.00,148,2350.00,auto_loan,recovery,,DEMO-00002,2026-04-12,Elena,Rodriguez,+15125550102,78704
member3@example.com,3200.00,3200.00,45,295.00,credit_card,intercept,7788,DEMO-00003,2026-07-03,James,Thornton,+15125550103,78702
member4@example.com,8900.00,8500.00,96,1100.00,personal_loan,intercept,1122,DEMO-00004,2026-05-29,Ashley,Chen,+15125550104,78703
member5@example.com,2150.00,2150.00,210,0.00,credit_card,recovery,,DEMO-00005,2026-02-14,Marcus,Williams,+15125550105,78705