Company directory
Columbia Debt Recovery
Also appears on letters, statements, and credit reports as: Columbia Debt Recovery, LLC.
Debt Digest is not affiliated with Columbia Debt Recovery and does not speak for them.
How to reach them
How to reach Columbia Debt Recovery.
- Website https://www.genesiscred.com/
- Mailing address P.O. Box 3630, Everett, WA 98213
- Mailing address P.O. Box 83071, Phoenix, AZ 85071 (stated for non-payment communications)
- Phone 866-863-9194
What to ask for in writing
Four things you can ask for in writing.
This is what to ask for. Debt Digest does not tell you whether to pay, how much, or what to say beyond this.
- Validation information: the current amount, who it is owed to, and how it changed since the itemization date.
- Who owns the debt right now, by legal name, and who is allowed to collect on it.
- An itemized balance: principal, interest, and fees broken out separately.
- A written agreement before you pay anything, describing exactly what the payment settles.
Former-landlord charges
If this balance came from a former landlord, it may include more than unpaid rent.
A balance placed with this company can include unpaid rent, but it can also include a former landlord's charges for cleaning, damage, unpaid utilities billed through the lease, or an early lease break. Ask for the lease and any move-out inspection or itemized charge sheet the former landlord sent, not just a total.
Keep track of this