Example math for a balance

This is a picture. Type a balance and see how that same amount would split over time. This is example math, not an offer.

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How this picture works
The cards split the balance you type. The example total stays that balance. This calculator does not guess a settlement discount.
Balance in this example
$8,000
Nothing is sent from this picture. It does not contact anyone. Interest in this example is $0. A live option appears only if the company on the account is on Debt Digest and actually offered it.

Example splits

Once

One example payment
$8,000
Example payment
$8,000
Example total

12 months

12 example payments
$667
Example payment
$8,000
Example total

24 months

24 example payments
$333
Example payment
$8,000
Example total

36 months

36 example payments
$222
Example payment
$8,000
Example total

The example total stays the balance

Balance
$8,000
Once
$8,000
12 months
$8,000
24 months
$8,000
36 months
$8,000

A longer split only changes the example payment on the card above. That payment is the balance divided by the number of payments, rounded to the nearest dollar. Rounded payments may not add back to that total. It does not shrink the total. This is not a discount from any lender.

This picture does not enroll you

This is example math, not an offer. That is a picture, not enrollment. This is not a discount from any lender. You are not charged. If you add a debt, before a company joins Debt Digest, nothing that identifies you goes to it, only a count of how many people are waiting. If you confirm a debt and that company joins, it sees your initials, the last four digits of the account number, your own balance estimate, how many days behind you think you are if you gave it, the date you named it, and any payoff preference or resolved mark you add. Until that company connects your account from its own records, Debt Digest does not give it your name or contact details. After it connects, it also sees the name and email you gave Debt Digest.

Add a debt

This is example math, not an offer. That is a picture, not enrollment. Nothing is sent. This calculator does not guess a settlement discount, and it does not contact anyone. Interest in this example is $0. You are not charged.