Company directory
Discover
Also appears on letters, statements, and credit reports as: Discover Card, Discover Financial.
Debt Digest is not affiliated with Discover and does not speak for them.
Discover's own contact page currently shows a Capital One mailing address: Discover states its accounts are moving to Capital One management through 2026 and 2027 after the acquisition. Both the older Discover address and the newer Capital One address are listed below; check which one applies to your account before writing.
How to reach them
How to reach Discover.
- Website https://www.discover.com/credit-cards/contact-us/
- Phone 1-800-347-2683 (1-800-DISCOVER)
- Mailing address (disputes) P.O. Box 30945, Salt Lake City, UT 84130-0945
- Mailing address Capital One, P.O. Box 71083, Charlotte, NC 28272-1083 (general correspondence address currently shown on Discover's own contact page)
What to ask for in writing
Four things you can ask for in writing.
This is what to ask for. Debt Digest does not tell you whether to pay, how much, or what to say beyond this.
- Validation information: the current amount, who it is owed to, and how it changed since the itemization date.
- Who owns the debt right now, by legal name, and who is allowed to collect on it.
- An itemized balance: principal, interest, and fees broken out separately.
- A written agreement before you pay anything, describing exactly what the payment settles.
Keep track of this